body {
	margin: 0 0 20px;
	background: #711113 url(images/mainbkgrd.jpg) no-repeat center top;
	font-family: "Lucida Grande", Lucida, Verdana, sans-serif;
	font-size: .8em;
	line-height: 18px;
}

.mainholder {
	width: 959px;
	background: url(images/extend.jpg) repeat-y;
	margin: 0;
	padding: 0;
	min-height: 300px;
	
}

.mainbody {
	width: 615px;
	float: left;
	padding: 0 24px 10px 50px;
	background: #f8f7f5 url(images/extend3.jpg) no-repeat;
	position: relative;
	margin: 0;
	min-height: 840px;
}



.mainbody ul {
	text-align: left;
	display: inline-table;
	
}

.mainbody li {
	list-style-position: inside;
}


.appbody {
	width: 720px;
	float: left;
	padding: 30px 10px 10px 25px;
	background-color: white;
}

.guarantee {
	width: 476px;
	background: url(images/guarantee_bkgrd.jpg) repeat-y;
	margin-top: 20px;
	border-top: 1px solid #ccc;
}

.guarantee1 {
	width: 476px;
	background: #fff url(images/folded2.jpg) no-repeat right bottom;
	z-index: 99;
}

.sidebar {
	width: 236px;
	float: right;
	padding: 0 0px 10px 34px;
	font-size: 90%;
	font-style: italic;
	background: url(images/extend3.jpg) no-repeat right top;
}

.sidebar img {
	padding-bottom: 10px;
}

.sidepost img {
	width: 20px;
	height: 20px;
}

.trans50:hover { opacity: 0.85; -ms-filter: "alpha (opacity=85)"; filter: alpha (opacity=85); }

/*  

.coltop {
	padding: 5px;
	border-left: 1px solid #CCCCCC;
	border-right: 1px solid #CCCCCC;
	border-top: 0;
	width: 614px;
	background: #e9e9e9 url(images/faq-bk.jpg) no-repeat;
}

*/

a:link {
	color: #3498ba;
	text-decoration: underline;
}

a:visited {
	color: #3498ba;
	text-decoration: underline;
}

a:hover {
	color: #3498ba;
	text-decoration: underline;
}

a:active {
	color: #3498ba;
	text-decoration: underline;
}

.container {
	width:959px;
	margin:0 auto;
	background: #000 url(images/extend.jpg) repeat-y;
	padding: 0;
}

.container ol {
	padding: 0 0 0 22px;
}

.header {
	width: 959px;
	height: 184px;
	background-image: url(images/amr_header2.jpg);
	color: white;
	margin: 0;
	padding: 0;
}

.banner {
	width: 468px;
	height: 60px;
	padding: 65px 0 0 457px;
}

/* @group headermenu */


.headermenu {
	background-image: url(images/amr_menu2.jpg);
	width: 959px;
	height: 77px;
	padding-top:5px;
	font-family: "Lucida Grande", Lucida, Verdana, sans-serif;
	font-size: 1.0em;
	z-index: 999;
	position: relative;
}



#link_Home a#home_link,
#link_News a#news_link,
#link_Blog a#news_link,
#link_Podcast a#news_link,
#link_Economic_Indicators a#news_link,
#link_Mortgage_Rates a#news_link,
#link_Apply a#resources_link, 
#link_Calculators a#resources_link, 
#link_Bookstore a#resources_link, 
#link_Poll_Archives a#resources_link, 
#link_Credit_Report a#resources_link, 
#link_Mortgages a#m101_link, 
#link_Lenders a#m101_link, 
#link_Mortgage_Brokers a#m101_link, 
#link_Jargon_Buster a#m101_link, 
#link_FAQs a#m101_link, 
#link_About a#about_link, 
#link_Contact a#contact_link {
	text-decoration: none;
	color: #dca936;
}

/* @end */

/* @group footer */

.footer {
	width: 959px;
	margin: 0 auto;
	background: url(images/amr_footer2.jpg) no-repeat;
	height: 50px;
	clear: both;
	font-size: 90%;
	color: #666;
}

.footer a:link {
	text-decoration: underline;
	color: #666;
}

.footer a:visited {
	text-decoration: none;
	color: #666;
}

.footer a:hover {
	text-decoration: underline;
	color: black;
}

/* @end */


h1 {
	font-size: 150%;
	font-weight: bold;
	line-height: 25px;
	color: #51751b;
	margin-bottom: 10px;
}

h2 {
	font-size: 110%;
	font-weight: bold;
	line-height: 25px;
	color: #711113;
}

h3 {
	font-size: 110%;
	font-weight: bold;
	line-height: 25px;
	color: #51751b;
	margin-bottom: 10px;
}

h4 {
	font-size: 100%;
	font-weight: bold;
	color: #711113;
	margin-top: 10px;
}

h5 {
	font-size: 100%;
color: #51751b;
	font-weight: bold;
margin-top: 10px;
}

.pollzeroni h2 {
	font-size: 110%;
	font-weight: bold;
	color: #9a1c31;
	margin-top: 10px;
	font-style: normal;
	padding-left: 17px;
}

p {
	padding: 7px 0 7px 0;
}

.date {
	color: #5e1f28;
}

.title {
	color: #d3212d;
	font-weight: bold;
}

.menuholder {
	width: 600px;
	margin: 0 auto;
}

/* @group hmenu */

/* h menu */

/* style the outer div to give it width */
.menu {
	font-size:1.0em;
	padding-top: 0;
	margin: 0;
	padding-left: 40px;
	z-index: 999;
	float: left;
}

/* remove all the bullets, borders and padding from the default list styling */
.menu ul {
	padding:0;
	margin:0;
	list-style-type:none;
	height:3em;
	background:none;
	z-index: 999;
}

/* style the sub-level lists */
.menu ul ul {width:15em;}

/* float the top list items to make it horizontal and a relative positon so that you can control the dropdown menu positon */
.menu ul li {float:left;height:3em;line-height:2.4em;}

/* style the sub level list items */
.menu ul ul li {display:block;width:12em;height:auto;position:relative;line-height:1em;}

/* style the links for the top level */
.menu a, .menu a:visited {display:block;float:left;height:100%;font-size:1em;text-decoration:none;color:white;background:none;padding:0 13px;}

/* style the sub level links */
.menu ul ul a, .menu ul ul a:visited {display:block;background: black; color:white;width:9em;height:100%;line-height:1em; padding:0.5em 1.2em 1em; margin: -.4em 0 0 0;}
.menu ul table ul a, .menu ul table ul a:visited  {width:9em; w\idth:9em;}


/* style the table so that it takes no part in the layout - required for IE to work */
.menu table {position:absolute; left:0; top:0; font-size:1em; z-index:-1;}
.menu ul ul table {lef\t:-1px;}
.menu ul ul table ul.left {margin-lef\t:2px;}

.menu li:hover {position:relative;}
* html .menu a:hover {position:relative;}

/* style the third level background */
.menu ul ul ul a, .menu ul ul ul a:visited {background:#ccc;}
/* style the fourth level background */
.menu ul ul ul ul a, .menu ul ul ul ul a:visited {background:#ddd;}
/* style the sub level 1 background */
.menu ul :hover a.sub1 {background:#dca936;}
/* style the sub level 2 background */
.menu ul ul :hover a.sub2 {background:#dca936;}

/* style the level hovers */
/* first */
.menu a:hover {color:#dca936;background:none;}
.menu :hover > a {color:#dca936;background:none;}
/* second */
.menu ul ul a:hover{color:#dca936;background: black;}
.menu ul ul :hover > a {color:#dca936;background: black;}
/* third */
.menu ul ul ul a:hover {background:#ddd;}
.menu ul ul ul :hover > a {background:#ddd;}
/* fourth */
.menu ul ul ul ul a:hover {background:#eee;}


/* hide the sub levels and give them a positon absolute so that they take up no room */
.menu ul ul {visibility:hidden;position:absolute;height:0;top:2.8em;left:0;width:14em;}

/* position the third level flyout menu */
.menu ul ul ul{left:14em;top:0;width:14em;}

/* position the third level flyout menu for a left flyout */
.menu ul ul ul.left {left:-14em;}


/* make the second level visible when hover on first level list OR link */
.menu ul li:hover ul, .menu ul a:hover ul {visibility:visible; height:auto; padding-bottom:3em; background:transparent url(images/trans.gif);}
/* keep the third level hidden when you hover on first level list OR link */
.menu ul :hover ul ul{visibility:hidden;}
/* keep the fourth level hidden when you hover on second level list OR link */
.menu ul :hover ul :hover ul ul{visibility:hidden;}
/* make the third level visible when you hover over second level list OR link */
.menu ul :hover ul :hover ul{visibility:visible;}
/* make the fourth level visible when you hover over third level list OR link */
.menu ul :hover ul :hover ul :hover ul {visibility:visible;}

<!--[if IE 7]>

.menu ul ul ul {margin-left:-1px;}
.menu ul ul ul.left {margin-left:1px;}

/* @end */

ul.tab_list{
	width:581px;/*800*/
	height:38px;
	padding:0px 0 0 219px;
	margin:0;
	list-style:none;
}
ul.tab_list li{
	width:143px;
	height:38px;
	float:left;
	font-size:14px;
	line-height:38px;
	list-style-position: none;
	list-style:none;
}
ul.tab_list li a{
	width:100%;
	text-indent:14px;
	display:block; 
	color:#2d2d2d;
	background:url(images/tab_bg.jpg) no-repeat;
	font-size:12px;
}
ul.tab_list li a:hover, ul.tab_list li.slctTab a{
	text-decoration:none;
	color:#fff;
	background-position:left bottom;
}